Insurance Provisions
The Association carries insurance on the buildings and common areas. Owners are prohibited from doing anything to increase premiums or to cause cancellation of insurance. Unit owners are to report losses promptly and to cooperate in the adjustment of losses. The Board suggests that owners and renters purchase personal property insurance for losses not covered by the Master Policy.
Insurance – individual renters and owners
PRVA provides a Master Policy but this does not cover everything, so you and/or your renter needs to have ‘owner’ or ‘renter’ insurance as well. Don’t wait until it is too late. (i.e. if the building burns down, PRVA insurance pays to rebuild the structure and your insurance pays for personal possessions such as furniture, rugs, etc.
In order to obtain a certificate of insurance from our Master Deed, please call Wachusett Insurance company at (508) 754-5800. Our policy is insured by Travelers. Wachusett's fax number is 508-754-0487. Certificates of insurance may also be printed from their website www.imaagency.com. Click on certificates/condominium and follow the prompts. You will need your mortgage info to complete the questionnaire.
Letter regarding insurance deductable increase dated January 21, 2003 (pdf)
Example of Master Policy Insurance Coverage for your unit (pdf)
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